Download BHIM App By MODI

BHIM is currently available only for Android phones. A version for Apple is expected soon. In two weeks, the Prime Minister said, security features will be amped up to allow payments only with the use of a thumbprint – no Internet connection or smartphone is needed to pay or receive money. Here’s everything you need to know about the BHIM app in 10 points:

BHIM can be used by anyone with a working phone and a bank account linked to that phone number. You can use it to send and receive money directly to bank accounts.

BHIM is free to download, and it’s number one on the Google Play Top Free list.

The app automatically uses your phone number to identify and link your bank – if you want to use a different account, you can change this manually as well. Only one account can be linked to the app at a time.
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If the shopkeeper uses the BHIM app too, just open the app on your phone, choose “send money”, and type in the amount and the merchant’s phone number to make the payment. The money will be debited from your account, and credited to the merchant’s bank account.
The app also allows you to scan a QR code. The merchant can generate his QR code through the BHIM app. To pay him, you’d need to tap the Scan and Pay button in the app, and then scan the QR code.

( Some Users noticed that the so-called ‘free’ App deducts Rs 1.50 from their mobile phone balance. When the app is downloaded, users receive a verification code, and the amount is instantaneously deducted from the balance. )

Even without a smartphone or an Internet connection, anyone can use BHIM to make payments.You need to dial *99# from any kind of mobile phone, and this will show a menu – by typing in different numbers you can choose to send money, check your balance, or see transaction history.
To start using the app for the first time, you need to verify it once using an OTP. Some users have reported issues in getting this OTP, and others have reported freezes with the app. In our experience, the app was easy to set up and use.

BHIM App is Not Free and Some Key Points

Some Users noticed that the so-called ‘free’ App deducts Rs 1.50 from their mobile phone balance. When the app is downloaded, users receive a verification code, and the amount is instantaneously deducted from the balance.

Payment Address

Your Payment Address will be your mobile number@UPI, and this is what you need to share with others to receive money from them. You can also create a custom Payment Address in addition to your phone number, for example, yourname@UPI.

Primary linked account

Thereafter, of the 30-plus banks currently offering this service, you will be asked to select one which you want to link to BHIM. But what if you have more than one bank account? Currently, BHIM supports linking of one account only. But you can change the account in a few seconds if you wish to and use it as your primary account.

Creation of UPI PIN

The PIN will be required to know your account balance and for transferring and receiving funds. It can be created by clicking on ‘Bank Accounts’. You can set your PIN by going to the home page, then Main Menu-Bank Accounts-Set UPI-PIN for the selected account.

You will be prompted to enter the last 6 digits of your Debit/ATM card along with the expiry date. Nothing else needs to be shared online. You will then receive a One-time Passw .
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We tried using the app multiple times. It worked fine on every try but one, when it would not launch or start at all. Rebooting the phone did not fix this problem either – we had to remove the app and install it again to get it to work. This kind of issue could be a huge problem when trying to make a payment on the go.

There is a Rs. 10,000 per transaction limit and Rs. 20,000 per day for BHIM. For larger transactions, you will still have to use a credit or debit card, or IFSC or another form of net banking.

BHEEM APP is Supporting Below Banks

– Allahabad Bank
– Andhra Bank
– Axis Bank
– Bank of Baroda
– Bank of India
– Bank of Maharashtra
– Canara Bank
– Catholic Syrian Bank
– Central Bank of India
– DCB Bank
– Dena Bank
– Federal Bank
– HDFC Bank
– ICICI Bank
– IDBI Bank
– IDFC Bank
– Indian Bank
– Indian Overseas Bank
– IndusInd Bank
– Karnataka Bank
– Karur Vysya Bank
– Kotak Mahindra Bank
– Oriental Bank of Commerce
– Punjab National Bank
– RBL Bank
– South Indian Bank
– Standard Chartered Bank
– State Bank of India
– Syndicate Bank
– TJSB
– UCO Bank
– Union Bank of India
– United Bank of India
– Vijaya Bank
– Yes Bank Ltd

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